Financing
Star Vanity is thrilled to offer a no-credit, stress-free financing option through reputable third-party companies!
- Get the vanity of your dreams without breaking the bank!
- Quick and easy application process, with approvals given within minutes!
- You can own any vanity with just a $39-$50 initial payment!
- Payments don't start until you receive your vanity!
- Take advantage of our 90/100-day interest-free promotions and pay off your purchase as cash!
- Positive credit score effects!
Requirements:
- 18 years or older
- SSN or ITIN
- Active bank account (at least 3 months old)
- Valid ID (passport or consular ID accepted)
Text 70957 to 22462 receive a link for the financing application.
Denied Application:
As previously mentioned, we work with multiple financing companies. If your application is denied by the first option we go with, please don't hesitate to call us at 210-245-7569 for assistance in getting approved through another company.
Extended deferred interest (i.e., loan)
We are pleased to offer longer deferred interest options, such as 6 or 12 months interest-free, for qualifying applicants. To be eligible, applicants must have an excellent credit score and a valid SSN. If you would like to try to get approved for this financing option, please text or call us at 210-245-7569 or email us at customerservice@starvanity.com.
Important Financing Information:
- Initial down payment is not deductible from the total. This is a processing fee charged by the financing companies. Depending on the company, you may be charged directly from your debit card, or we may add the fee to your purchasing amount.
- Rather than being charged a down payment, loan accounts financed through Koalafi will be charged a percentage fee that will be added to the total. 2.5% from total for the 6-month deferred interest option, and 5% for the 12 month deferred interest-free option.
- Acima charges a $49 fee for the 90-day interest-free option.
In order to enjoy interest-free payments during the deferred interest period, you must contact the financing company's customer service team to adjust your new automatic payments once you have received your merchandise. Your automatic payments will no longer be the minimum and must be adjusted to align with the interest-free promotional time frame. Failure to do so may result in only the minimal payment being deducted from your account and interest being applied to your purchase. Pearls Vanity will not be held responsible for any confusion regarding this matter. If you have any questions, please contact the financing company's customer service for clarification.
Applying for financing will not negatively impact your credit score, but it may result in a soft inquiry once financing is agreed upon and signed. The loan financing will be solely credit-based and may have a greater impact on your credit score once agreed and signed. However, financing can also benefit your credit score if payments are made on time.
If you have any doubts or questions before applying for financing, please feel free to reach out to us at 210-245-7569 for clarification.
Layaway
We offer a great payment plan for future purchases, allowing you to pay comfortably while we keep your item safe in our warehouse. You can start a layaway order with as little as a $250 deposit. Layaway gives you a total of 12 weeks to pay off your order. The total purchase must be fully paid off before we can ship your items. There are no specific payment rules, as long as the order is paid off within 12 weeks. You can make payments as frequently and for as much as you like.
Please note that the $250 initial deposit is non-refundable and there may be fees for extending layaway terms.
If you are interested in starting a layaway order, please reach us at 210-245-7569 or email us at customerservice@starvanity.com.